Updated: 29/10/2010 04:45 | By pa.press.net

Car insurance more for older women

Older women motorists can be charged as much as £80 a year more for car insurance than men of the same age, according to a survey by Which? magazine.


Older women drivers are being charged more for their car insurance, Which? reveals

Older women drivers are being charged more for their car insurance, Which? reveals

Older women motorists can be charged as much as £80 a year more for car insurance than men of the same age, according to a survey by Which? magazine.

It compared the cost of annual car insurance for a single, 60-year-old woman with the cost for a single man of the same age with the same car, address, no-claims history and driving experience.

All the five insurance companies examined charged more for women than men, but the magazine said the difference ranged from just £4.20 quoted by Privilege to £80.85 quoted by Admiral.

The other companies whose quotes were listed were More Than (£18.01 more for 60-year-old women than 60-year-old men), Churchill (£39.90 more for women) and Swiftcover (£43.01 more for women).

Which? insurance expert Dan Moore said: "While younger women are generally quoted a lower premium than men, because they have fewer crashes, this changes as motorists get older.

"But as our results show, the differences can be marginal or significant, so be sure to shop around."

In the Which? article, a spokesman for Admiral said: "Gender is one of the factors that has an influence on the premium we offer.

"The difference is correct based on our estimates of the level of risk the two customers would represent to us as an insurer."

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